Steven Read
Chartered Financial Planner
Professionally
Steve has been a Chartered Financial Planner since 2012. He is highly qualified and has been awarded the designation of Fellow of the Personal Finance Society (PFS) in recognition of his commitment to professional excellence. He also has a Masters Degree in Business Administration.
Steve enjoys spending time talking to clients, understanding their needs and developing effective relationships, allowing him to provide Financial solutions and support that helps them enjoy the life they want to live and the retirement they aspire to.
Personally
Steve is married and lives in Sutton Coldfield with his wife and grown-up son.
Family time is important to him and he spends his spare time sampling the delights of local restaurants with his friends and family, valiantly trying to keep up with his fitness fanatic son in the gym and chasing his 2, well trained! miniature labradoodles around Sutton Park.
A real treat for him is to go travelling with his family, and when they get the chance, the Greek Islands and Italy are favourite destinations.
He likes to put something back into society and is proud to be a regular blood donor heading towards a Silver Donor Award and he has also run in The Midlands Fun Run to raise funds for The Brain Tumour Charity.
Importantly
All financial advisers in the UK must hold a valid Statement of Professional Standing (SPS). In an age where financial scams pose a real threat, it’s important to make sure you don’t take financial advice from anyone who doesn’t hold a valid SPS.
You can view Steven’s SPS by clicking here
Qualifications
Qualifications
AF3- Pension Planning: This examination assesses the candidate’s ability to develop an understanding of the main Pension planning issues.
AF5- Financial Planning Process: This examination assesses the candidate’s ability to develop an understanding of the Financial Planning process when giving advice to clients.
J02- Trusts: This examination assesses the candidate’s ability to develop an understanding of various types of Trusts.
J04- Pension Funding Options: This examination assesses the candidate’s ability to develop an understanding of Pension Schemes and the Legal framework for pensions.
J05- Pension Income Options: This examination assesses the candidate’s ability to develop an understanding of Pension crystallisation and the drawing of income via various options.
R01- Financial Services, Regulation and Ethics: This qualification assesses a knowledge and understanding of the Financial Services Industry.
R02- Investment Principles and Risk: This qualification assesses a knowledge and understanding of Investment products and the application of the Investment advice process.
R03- Personal Taxation: This qualification assesses a knowledge and understanding of the UK Taxation systems, and the ability to analyse the taxation treatment of individuals and Trusts during the investment process.
CF1- UK Financial Services Regulation and Ethics: This examination assesses the knowledge and understanding of the purpose and structure of the UK Financial Services Industry.
CF2- Investment and Risk: This examination assesses a knowledge and understanding of investment products and the risks involved.
CF3-Financial Protection: This examination assesses a knowledge and understanding of Financial Protection plans.
CF4- Retirement Planning: This examination assesses a knowledge and understanding of the various pension products, The pension tax regime and Retirement needs.
CF5- Integrated Financial Planning: This examination assesses a knowledge and understanding of The Financial Services Industry and its regulation, Processes and Products.
CF6- Certificate in Mortgage Advice: This qualification assesses a knowledge and understanding of the UK Regulation Environment in the Financial Services Industry, Mortgage Products, Repayment Options and the giving of Mortgage Advice.
CF8-Certificate in Financial Planning and Long Term Care Insurance: This qualification assesses a knowledge and understanding of the UK Regulations Environment in the Financial Services Industry, Long Term Care Insurance Products and giving of Long Term Care Insurance Advice.
ER1- Equity Release: This qualification assesses a knowledge and understanding of the different types of Equity Release Products, risks to the consumer associated with Equity Release and the application of suitable Equity Release products.
