Stuart Pryor

Contact Stuart

0121 313 1370

stuart.pryor@henwoodcourt.co.uk

Stuart Pryor

Chartered Financial Planner

Professionally

You’re in safe hands with Stuart as your Chartered Financial Planner. With a long list of qualifications, a BSc in Money, Banking & Finance, as well as extensive industry experience, you can rely on him to help you achieve your financial and life goals.

Stuart loves meeting and getting to know new people, which is something he considers to be his job’s greatest reward; he truly loves what he does. He’ll tell you his key to success himself: “Take pride in every chore and job you do, no matter how trivial and mundane it seems. You can’t escape such tasks and life will be so much more fulfilling.”

Personally

In Stuart’s spare time, he’s a cycling enthusiast.

His interests started early in life; in fact, his earliest memory is lying in front of a homemade ramp while his brothers jumped over him on their Striker bikes! He used his paper round in his early teens as an opportunity to save up for his first ever mountain bike, and the rest is history.

Importantly

All financial advisers in the UK must be registered on the Financial Conduct Authority (FCA) register and hold a valid Statement of Professional Standing (SPS). In an age where financial scams pose a real threat, it’s important to make sure you don’t take financial advice from anyone who doesn’t appear on the FCA Register or hold a valid SPS.

You can view Stuart’s entry on the FCA Register by clicking here.

You can view Stuart’s SPS by clicking here.

Qualifications

Qualifications


AF1 – Personal Tax and Trust Planning: This examination assesses the candidate to develop in depth financial planning skills related to personal tax and trusts.

AF3 – Pension Planning: This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

AF4 – Investment Planning: This examination assesses the candidate to develop in depth financial planning skills related to investments and the management of investment portfolios

AF5 – Financial Planning Process: This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

CF1 – UK Financial Services, Regulation and Ethics: This examination assesses knowledge and understanding of the purpose and structure of the UK financial services industry.

CF2 – Investment and Risk: This examination assesses a knowledge and understanding of investment products and the risks involved.

CF3 – Financial Protection: This examination assesses a knowledge and understanding of financial protection plans.

CF4 – Retirement Planning: This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.

CF5 – Integrated Financial Planning: This examination assesses a knowledge and understanding of the concepts and products from across the financial planning industry.

CF8 – Certificate in Financial Planning and Long-Term Care Insurance: This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.

J01 – Personal Tax: At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individual’s liability to UK tax.

J02 – Trusts: At the end of this unit, candidates should be able to demonstrate an understanding of the: legal principles associated with the creation and management of a trust; main types of trusts that are common in the UK; taxation considerations relevant to trusts.

J04 – Pension Funding Options: At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.

J05 – Pension Income Options: At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

J06 – Investment Principles, Markets and Environment: At the end of this unit, candidates should be able to demonstrate an understanding of: how the economic environment and individual company performance affects investment performance and investment decision making; how risk is measured and managed; the main principles governing how to construct an investment portfolio; the range of investment management services, how their performance is evaluated and their regulatory environment.

R01 – Financial Services, Regulation and Ethics: This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

Click here to dsplay all qualifications.