We approached Henwood Court because Andy was considering early retirement at the age of 54. Trudy had retired at a similar age and was working part-time. We had concerns around having no income and relying on our investments. Having always been a saver, Trudy, in particular, was worried about getting to the worst possible point where we just relied on the State Pension.
One of our friends had recommended Henwood and we were immediately impressed. We had talked to an alternative adviser who had spent a lot of time focusing on our finances. Nick took a much more holistic approach from the very first meeting, talking to us almost as a life coach and explaining that it was important to consider what we wanted to do before considering whether we could afford it.
This was a really important conversation for us. Choosing to retire early filled us with apprehension at this stage. Andy had spent his life in corporate IT, travelling and often working away from home. As with most people, our work was a big part of our lives and we were concerned not only about finances but what we would do. How do you fill your life when work is such a major part of it?!
Nick talked to us as a couple, which was really important to us. He listened, spoke to us in plain language (no acronyms!) and asked us important questions that we were yet to consider: what did we want to have done in ten years’ time? The big things and the small things? What about our health? Did we have any targets?
With Henwood Court’s help, we reached a decision that Andy would retire just before his 54th birthday. This is now five years ago, and we haven’t looked back since!