Pensions and IHT: What’s Changing in April 2027?

Hosts Nick Platt and Peter Robbins talk all things pensions and inheritance tax ahead of the April 2027 changes.

The conversation delves into the complexities of pension planning and the impact of upcoming pension legislation on inheritance tax. Nick and Peter explore strategies for managing the potential tax impact, the importance of flexibility and adaptability in pension planning, and why there is no one-size-fits-all approach.

The discussion highlights the importance of understanding individual objectives, family circumstances and wider estate planning when deciding how pensions should fit into a long-term financial plan.

Chapters

• 00:00 Introduction to Pensions and Inheritance Tax
• 00:40 Changes to Pension Legislation
• 01:10 Impact of Pension Changes on Inheritance Tax
• 01:57 Considerations for Pension Planning
• 02:26 Estate Planning and Tax Implications
• 03:20 Tax Implications of Pension Withdrawals
• 04:07 Strategies for Minimizing Tax Impact
• 05:14 Flexibility and Adaptability in Pension Planning
• 06:41 Tax Planning and Pension Nominations
• 19:19 Tax-Free Cash and Tax Planning
• 22:27 Post-75 Pension Planning
• 26:29 Complexities of Pension Planning
• 33:14 Conclusion and Final Thoughts

We are also hosting a live Masterclass, Pensions, Inheritance Tax & Estate Planning: The Impact of the April 2027 Legislative Changes, on 8 October at 4pm.

Register here to join us: https://us02web.zoom.us/webinar/register/WN_NEHNV5heSCa6GFf7Az6IwQ

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