Pensions, estate planning & the 2027 inheritance tax changes

Live Online Masterclass
Thursday 8 October 2026 | 4:00pm

Following the success of our previous masterclass in March, which was very well received, we are pleased to be running the session again live online for those who were unable to attend or would like to revisit this important topic.

From April 2027, unused pension funds and death benefits are expected to be brought into an individual’s estate for Inheritance Tax (IHT) purposes. This represents a significant change to the way pensions may need to be considered as part of retirement, estate and legacy planning.

Given the potential impact, understanding the changes early can help you make informed decisions and consider whether your existing plans remain appropriate.

What we will cover

During this live masterclass, Nick Platt, Helen Allen and Peter Robbins will provide a clear and practical overview of the forthcoming changes and explore how pensions may fit within your wider financial and estate planning strategy.

Topics will include:

• How pensions are expected to be treated on death from April 2027
• The potential Inheritance Tax impact where pensions form a significant part of your overall wealth
• The role of tax-free cash and the timing of pension decisions
• When drawing from pensions may be advantageous compared with preserving pension funds
• Wider estate planning considerations, including gifting and alternative approaches
• Illustrative examples showing how different strategies may suit different circumstances

Who is this masterclass for?

This session may be particularly relevant if you:

• Are approaching retirement or have recently retired
• Have accumulated significant pension wealth
• Are concerned about your family’s future Inheritance Tax position
• Want to understand how pensions could fit into your wider estate and legacy planning
• Want to retain flexibility and control over how your wealth is used and ultimately passed on

What you will gain

By attending, you will gain a clearer understanding of the April 2027 changes, the potential implications for your existing pension strategy and some of the key questions worth considering as part of your wider financial plan.

There is no single solution that will be right for everyone. The purpose of the masterclass is to give you greater clarity around the changes and the different planning considerations available.

The session will also include an opportunity to put your questions directly to Nick, Helen and Peter.

Register for the live masterclass here