How we work

Our experience has enabled us to refine our processes and structures. Those we use have been proven to produce results. This methodology is overlaid by our ability to ask the right questions, challenge your assumptions and actively listen.

Our approach is two-way. We will improve financial performance through our Financialsense® programme and simultaneously implement our proven investment strategy, Portfoliosense®.

You’ll find we do much more than provide advice on tax savings and investments. We’ll also act as a coach, help with major decisions and be devoted to you and your family’s financial success.

Our financial planning process consists of five steps:

1. Getting to know you
We begin the process with an initial meeting in which we focus on getting to know you and what you really want to get out of life. Without building our relationship in the first instance, we can’t hope to give you the right financial advice; that which is in line with your hopes and ambitions. We’ll also take time to review your existing situation, considering your family, career, income, desired lifestyle and any regular commitments.
2. Your personal plan
We’ll then build your personalised financial plan using sophisticated cash flow modelling

to roadmap your future; delivering the security and peace of mind you work so hard for. We’ll also assess your risk profile, evaluate your existing pensions and investments, as well as consider tax strategies, estate planning matters and protection. We’ll then be able to show you what your future could look like.

3. Future gazing
We then give you the opportunity to examine your financial plan and future outlook. It’s a highly interactive meeting, where we’ll help you focus your priorities and agree a suitable way forward. We’ll look at various “what if?” scenarios and agree on what needs to happen to ensure your goals are achieved.
4. Your plan in action
Now to put your plan into practice. You can leave the heavy lifting to us. We’ll contact all providers for you in order to implement the strategies we have recommended. All that’s left for you to do is to go out and begin making your ambitions a reality.
5. Ongoing relationship
We don’t just leave things there. We know that successful financial planning and the achievement of your goals requires an ongoing relationship; a combination of professional advice and coaching. On an ongoing basis, you’ll have unlimited access to your team, as well as scheduled review meetings to discuss your financial progress and any changes to your circumstances, lifestyle or goals. If your goals change or you experience any bumps in the road, we’ll be there to get things back on track.

Financial Planning

Our Proven Process

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Portfolio Advisory Service

How we manage your investments

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