Associate Financial Planner

Working as part of the Henwood Court family to the HCFP core values:

Hunger for knowledge

Care for clients and colleagues

Fanatical attention to consistency and detail

Passionate to be the best

Ensuring consistent delivery of the value guarantee ensuring clients experience value beyond financial that being:

To provide great advice, outstanding service, care, and attention that results in far more value than typical advisory and / or wealth management fees will deliver.

• Oversight of pod tasks and workflow.
• Collaborate with the lead planner to complete pre-meeting preparations, including gathering and analysing client financial data, reviewing investment portfolios, and conducting research on relevant financial planning topics.
• Attend client meetings alongside the lead planner, actively participating and assisting in running designated elements of the meetings.
• Document meeting notes accurately and thoroughly, capturing key discussions, action items, and client preferences.
• Conduct technical research analysis on various financial planning topics, such as retirement planning, investment strategies, tax planning, and risk management.
• Prepare suitability reports based on the lead planner’s recommendations, ensuring compliance with industry regulations and company policies.
• Collaborate with the lead planner to develop comprehensive financial plans, including investment strategies, retirement planning, estate planning, and insurance coverage.
• Assist in monitoring client investment portfolios, analysing performance, and making recommendations for portfolio adjustments or rebalancing.
• Keep abreast of industry trends, regulations, and best practices to ensure the delivery of accurate and up-to-date financial advice to clients.
• Build and maintain strong relationships with clients, ensuring exceptional service and addressing any inquiries or concerns in a timely and professional manner.
• Adhere to regulatory and compliance guidelines, ensuring all activities are conducted in accordance with industry standards.

• Financial Planning Knowledge: Possess a solid understanding of financial planning principles, investment strategies, retirement planning, tax planning, risk management, and estate planning concepts.
• Analytical Skills: Ability to analyse complex financial data, assess client needs and goals, and develop suitable financial plans and recommendations.
• Communication Skills: Strong written and verbal communication skills to effectively communicate financial concepts and recommendations to clients in a clear and concise manner. Active listening skills to understand client needs and address their concerns.
• Attention to Detail: Meticulous attention to detail to ensure accuracy and precision in financial calculations, documentation, and compliance requirements.
• Technical Proficiency: Proficiency in using financial planning software and tools, as well as a solid understanding of Microsoft Excel or other spreadsheet applications for financial analysis and modelling.
• Client Relationship Management: Ability to build and maintain strong client relationships based on trust, empathy, and professionalism. Strong interpersonal skills to interact effectively with clients and understand their financial goals and preferences.
• Teamwork and Collaboration: Willingness to work collaboratively within a team environment, supporting lead planners and other team members to achieve common goals and provide exceptional client service.
• Time Management and Organisation: Effective time management skills to prioritise tasks, meet deadlines, and handle multiple client engagements simultaneously. Strong organisational skills to maintain accurate and up-to-date client records and documentation.
• Compliance Awareness: Knowledge of regulatory and compliance guidelines related to financial planning and the ability to ensure adherence to these standards in all client interactions and documentation.
• Problem-Solving Abilities: Strong problem-solving skills to identify client challenges, analyse alternative solutions, and provide appropriate recommendations.
• Ability to think critically and creatively to address unique client situations.
• Ethics and Professionalism: Uphold high ethical standards and professionalism in all aspects of work, maintaining client confidentiality and acting in the best interest of clients.
• Continuous Learning: Willingness to stay updated on industry trends, new financial products, tax laws, and regulatory changes. Commitment to ongoing professional development through certifications, training programs, and industry conferences.

• L4 Diploma in Regulated Financial Planning minimum, ideally L6 Chartered (or working towards completion)
• Experience of working in financial services
• Demonstrates a good understanding of the financial services profession
• An awareness of the compliance and regulatory framework

· Oversight from Investment and Technical Manager