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The long-awaited ban on pensions cold-calling has finally come into force.

Don’t we all hate those cold-callers? My favourite way to deal with them is to answer the call and then place the handset in front of the radio or stereo speaker so that they can listen to my chosen music for the time of day, it doesn’t take the caller long to realise I am not interested!

The good news is that from today, Wednesday 16 January, the cold-calling of anyone about anything to do with their pensions became illegal. The new law doesn’t just cover phone calls, any unsolicited emails or text messages about your pension are also now illegal.

Any out-of-the-blue call about your retirement savings is definitely a scam; promises of free pension reviews, high rates of return are key warning signs of a pension scam. We know that as you are either already a client of Henwood Court, or have signed up to receive our regular e-shots you wouldn’t be fooled by scammers, but if you are called, you can now tell the would-be scammers before you put the phone down that they have broken the law just by contacting you.

If you, or someone you know, may have been victim to a pension scam, you should report the scam or fraud to Action Fraud on 0300 123 2040 as soon as you can. They will pass the information to the National Fraud Intelligence Bureau who will analyse the case to find viable lines of enquiry. If they find any, they will send the report to the police for investigation.[/vc_column_text][/vc_column][/vc_row]